| | The Berkeley Artist's Bungalow 1209 Delaware, Berkeley, CA 94702 www.1209delaware.com | | | The Best of All Things Berkeley. A View, Great Details and Close to Coffee! 2574 Hilgard Ave., Berkeley, CA 94709 www.2574hilgard.com | | | The Grand Tudor Above the Lake 526 Merritt Ave., Oakland, CA 94610 www.526merritt.com | | | Lagoon Living 609 Fortress Isle, Alameda, CA 94501 www.609FortressIsle.com | | | The Georgian Duplex of Parker Street 2309 Parker Street, Berkeley, CA 94704 www.2309parker.com | | | Rockridge Condo/TIC Opportunity 430 65th Street, Oakland, CA 94609 www.430_65th.com |

Closing or Settlement >Closing Costs
If you are in the process of buying a home, you have probably figured out how much you will need for the down payment, but don't forget about the closing costs associated with the purchase of any property. These additional costs can add up to a significant amount.
Closing costs will vary, depending upon the costs of financing your home loan and the time of the month that you close. Your real estate agent will be able to give you an estimate of all these costs, including the points on your loan, private mortgage insurance (if required), the title search, title insurance, attorneys' fees, and any transfer taxes or recording fees changed by local government agencies. There may also be property taxes, homeowners' association fees and insurance that must be prepaid.
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| Q |
Where is the world's oldest castle located?
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| A |
The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories. |
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move to the East Bay about 9 years ago straight from a great neighborhood in
San Francisco. My friends thought I was crazy to leave San Francisco. But there
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