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Barbara Reynolds, REALTORŪ, real estate agent and broker for Berkeley and Oakland California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Office: 510-845-0211
Direct: 510-273-9318



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Real Estate Dictionary: Berkeley and Oakland California home buying, real estate listings, and homes for sale in Alameda County, CA
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

V

VA guarantee

An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan

VA loan, or Government mortgage

A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment

Valuation

The estimated of value of a property

Variable rate mortgage, or Adjusted rate mortgage

A mortgage with interest rates that may fluctuate based on market conditions

Verification of Deposit

A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts

Verification of Employment

A statement signed by the borrower's employer that verifies the borrower's current position and salary

Vest

To pass an immediate right on to a person

Vested

Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity

Department of Veterans Affairs (VA)

A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Barbara Reynolds, REALTORŪ, real estate agent and broker for Berkeley and Oakland California home listings, property and land for sale - NUMBER1EXPERT(tm)

Barbara Reynolds
Prudential California Realty

2 Tunnel Road
Berkeley
CA 94705
510-845-0211
510-273-9318
Fax: 510-845-2821
barranch@aol.com

Hi there. I'm Barbara Reynolds of Prudential California Realty, covering the Berkeley/Oakland area. I also serve the special East Bay neighborhoods of Piedmont, Albany, Alameda, El Cerrito and San Leandro. But now for the real low-down, I am one of the Top Producers for Prudential in the East Bay. My listings typically sell well above average sale price for the area. As for Buyers, I have a 90 percent success rate in multiple-offer situations, so I can help Buyers not only find a home, but get it. And for those global thinkers out there, I'm in the top 2% nationally of Prudential Real Estate--and a member of the Chairman's Circle of Prudential.


Prudential California Realty real estate and homes for sale in Berkeley and Oakland California

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